Personal Loan

No fee or obligation - get the cheapest rate for your circumstances, either secured or unsecured.

Tenants and those with a bad credit history are also welcome.

Unsecured personal loans are available from £1000 to £1 million, and the loan can be completed within 48 hours. Generally, you should have a good credit history in order to be accepted for these types of loan.

Secured personal loans are available for any amount (£1000 to £1 million) and people with a bad credit history eg defaults, county court judgements (CCJs), mortgage arrears, ex-bankrupts and IVA can be accepted.

Simply complete the short form opposite and we will find the personal loan company offering the best rate for your personal circumstances, the quote is free and you are under no obligation to accept it.

Please click here to read about credit scoring and credit history.

Please click here to read about the different types of loans available.

The reason that this type of loan is called "personal" is because someone who takes one out is likely to need the money for personal reasons. You could also take out a loan with your mortgage provider. Most people take out a loan to pay for large items for example a new car or exotic foreign holidays etc.

The most popular type is the unsecured personal loan and the market is very competitive, although if you have a bad credit history and you are a home owner then it will be easier for you to get a personal secured loan. Which ever is the most suitable, we promise to get you the best rate for your circumstances. In the unlikely event that you can get a loan at a cheaper interest rate then you are free to walk away knowing that you will not receive a bill from us.

Another way of using a personal loan is to get a new loan and restructure all of your other debts in to one single payment using what is known as a debt consolidation loan. You may have a few credit card debts, and maybe one or two personal loans as well. You can get the repayments for these "restructured" into a smaller payment per month in total over a longer period than normal, which is how they make the payments smaller. The loan is normally large enough to cover the debts you want to consolidate. However, it is not unusual for people to take out a consolidation loan that adds up to more than the amount they wish to pay off. This is in order to get access to a particular lump sum in order to fund home improvements or maybe a car. These are usually secured personal loans so make sure you can afford the payments.